Do You Have the Right Mortgage?

Find Low Mortgage Rates

Simple Home Refinance

It is a great time for a home refinance or home purchase. Here are just a few good reason:

  • Refinance at historically low mortgage rates
  • Purchase a home in a market full of bargains
  • Limit time First-Time Home Buyer Tax Credit
  • Take advantage of loan modification programs
  • Streamline the refinance of an FHA loan
  • Special financing even with negative home equity

Popular Mortgage Options

30 Year Fixed

30-year fixed-rate mortgaged are currently the most popular. Get peace of mind with a fixed monthly payment.

Enjoy the security of locking in your payment while rates are low.

FHA Streamline

Government-backed mortgages available. FHA mortgages make housing more affordable, with low fixed rates.

You may qualify for FHA Streamline if you already have an FHA loan.

Loan Modification

Struggling with current loan payment? There are opportunities to adjust your existing mortgage to your current income.

Find out if you are eligible for a government or lender loan modification.

Recent Blog Posts

Home Refinance News

Blog

How Do I Shop for a Mortgage?

Finding the right mortgage is not like getting the best price on school supplies or a new big screen TV. No, mortgages and mortgage pricing is far more confusing.

Mortgage loans can be structured in a variety of ways. Mortgage pricing can also be done and presented in as many ways. As a result, even if you do get several mortgage quotes to compare you may be comparing apples to oranges.

If you are considering a mortgage to refinance your home or purchase a new home, then you need to start with a plan.

First Time Home Buyer, What Should I Know?

Buying a home for the first time is big decision. Financially, it is likely to be the biggest decision of your life. Emotionally, it will be an exciting adventure into the American Dream. Ultimately, it needs to be a decision made in an informed and responsible way.

Should I Be a Home Buyer?

The first question you should ask when you are consider purchasing a home is, "Should I be a home buyer?" Although a mortgage lender can disqualify you, most will find you a loan at some rate. Therefore, that leaves the responsibility on you to make a good decision.

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